MintDeposit becomes a token
When a client sends money, Citi represents the deposit as a token on its ledger. No crypto changes hands; it is the same bank money.
MoveInstant transfer between branches
The token moves from, say, a New York account to a Singapore one in seconds and is settled at once, instead of waiting for both branches to open.
AccessInside normal banking
Clients use existing Citi portals or APIs. No new accounts, identity checks or blockchain software are needed.
RulesSmart contracts
Payments can be coded to fire when conditions are met, such as releasing funds once a canal authority confirms a ship's passage.
