Live on 4 chains, $1.5B+ combined, ~4% yield, non-US retail access post-KYC.
Checked 10 Oct0 updates this week
$1 USDY grows to ~$1.04 yearly at 4% APY. Price increases as yield accrues.
USDY backed by short-duration T-bills and FDIC-insured deposits for safety and yield.
Unlike OUSG ($5M minimum), USDY is available to retail worldwide, removing wealth barriers.
Same token on all chains. Investors hold on their preferred blockchain.
| Spec | USDY |
|---|---|
| Combined OUSG + USDY AUM (mid-2026) | $1.5B+R (reported) |
| Target APY (mid-2026) | ~4%R (reported) |
| Backing | Treasuries, insured depositsR (reported) |
| Geographic availability | Non-US retail post-KYCR (reported) |
R reported by the company
Ondo Finance
Tokenized RWA, Treasury tokens, Ondo Chain
Founded 2021 by Goldman Sachs alumni. Led by CEO Ian De Bode since May 2026. OUSG and USDY Treasury tokens have $1.5B+ AUM and 35% tokenized Treasury market share. Ondo Chain: permissioned RWA settlement layer.
