# RBI annual report: e₹ circulation passes ₹1,016 crore with 17 banks and about 6 million retail users

Canonical page: https://technooptimist.io/stories/rbi-annual-report-e-circulation-passes-1-016-crore-with-17-banks-and-aee5afef
Date: May 2025
About: [Reserve Bank of India](https://technooptimist.io/companies/reserve-bank-of-india.md) · [Digital rupee (e₹)](https://technooptimist.io/crypto/e-rupee.md)
Original source: https://www.medianama.com/2025/05/223-fintech-highlights-rbi-annual-report-2025/

The RBI's 2024-25 annual report showed digital-rupee circulation at about ₹1,016.5 crore, up from ₹16.4 crore in 2023. The retail pilot had 17 banks and about 60 lakh users, offline use was supported, and agencies could restrict e₹ to specific benefits, times or places.

## Key facts

- Programmable use cases include farmer payments, tenant-farmer credit, and meal or fuel allowances.
- Odisha's Subhadra Yojana paid 88,000 beneficiaries in e₹.

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